Dec 222018

The Beginner’s Guide to Earning Points and Miles

The Beginner’s Guide to Earning Points and Miles

I’ll be the first to admit that travel isn’t always cheap. While it’s possible to explore destinations like Thailand, Cambodia, and Vietnam on a budget, your expenses eventually add up even if you’re only spending $20 per day.

Since I started traveling the world full-time six years ago, I’ve used travel credit cards to collect points and earn miles. It’s helped me afford round trip flights, upgrades to business class and stays in some of the world’s top luxury hotels.

But with so many different travel credit cards out there, it’s a bit overwhelming trying to decide which one is the best option for you. Plus, there are other things to consider like annual membership fees, reward schemes and how to earn points on your purchases.

Here is a beginners guide to earning points and miles with your travel credit card!

Establish Your Travel Goals

Do you want to use your miles to fly first class or would you rather take two trips in coach? Having a goal in mind will help you stay focused on the points and create a strategy that will help you achieve what you set out to do.

Sign Up for Airline Loyalty Programs

If you can, try to earn points for the airline you fly most often. I struggle with this because there’s often no rhyme or reason to the destinations I visit, and it’s hard for me to stay loyal to one airline.

However, no matter who I fly with, I always make sure to sign up and enter my loyalty number when booking a flight!

I’m a big fan of airline alliances like Star Alliance and Oneworld Alliance which group a bunch of different airlines under the same umbrella. It makes it easy to collect miles and redeem them because you can use points earned on one airline other airlines within an alliance — not just a single airline!

Another helpful tip: ALWAYS keep your boarding pass! If you ever forget to claim points on a flight, you’ll need your ticket number to claim the points after your flight.


It can be hard to keep track of all of the points or miles that you earn for multiple different programs. is a site that lets you track all of your balances (points and miles for hotels and airlines) all in one convenient spot.

I also really love App in the Air, an app that allows you to track all of your flights. Perfect for frequent flyers!

Choose the Right Credit Card

Not sure which travel reward credit card is right for you? Use my handy-dandy MATCH Tool to find the perfect fit!

Here’s a quick breakdown of some of my favorite travel reward credit cards:

Earn Points on Purchases

One of the best tips I can give you to earn points is to use your credit card on every single purchase. As long as you pay it off in full each month, you can reap the rewards without having to pay interest penalties.

Tip: Double-Dip! Some shopping and dining portals reward you in points. Plus you’ll get your normal credit card rewards for every dollar spent.

Many of the major airline and hotel loyalty programs offer dining programs that allow members to register their credit cards in advance and earn bonus points or miles for charges at participating restaurants.